Helping Canadians with Personal Finance Since 2006

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Best Student Bank Account in Canada (2025 Promos Included)

By Yang March 12, 2025

Imagine racing across campus to make it to your early morning lecture when, suddenly, your coffee spills all over the front of your hoodie—the cleanest…

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Qtrade Review 2025 – Canada’s Best Broker

By Kyle Prevost March 11, 2025

Qtrade’s RRSP Season $2,150 Promotion In 2024 Qtrade ran a promotion that I said was the best that I’d ever seen. This year for the…

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Questrade Review 2025

By FT March 11, 2025

Is Questrade Safe & Secure? One of the most common questions that I have gotten in the comments below is: Is investing my money through…

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Justwealth Review 2025

By Kyle Prevost March 10, 2025

Why Justwealth? As I’ve updated my Justwealth review over the years, they have risen from a solid-but-not-elite option to the best robo advisor in Canada.…

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36 Years of Stock Market Returns in Canada (TSX)

By Kyle Prevost March 8, 2025

What is the average stock market return? It’s one of the most common questions that I get when I talk to an audience that is…

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Free Stock Trading in Canada 2025

By Hannah March 6, 2025

The best free stock trading apps in Canada are giving DIY investors more control than ever. With no trading fees eating away at returns, it’s…

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About Us

Thanks for Stopping By...

If you're new around here, I go by Frugal Trader and I started this site back in 2006 to set goals for myself and track my learning progress. Over the last fourteen years, I've publicly shared my path to financial freedom, from what discount brokerages and high interest savings accounts I use, to the unique ways I've found to save money.

The Million Dollar Journey team is proud to now include writers from all across Canada, representing a diverse array of backgrounds and unique points of view.

If you want to learn more about me and my team, check out our About Page. If you want to learn more about Canadian money stuff like RRSPs, TFSAs, and daily savings tips, start with our Financial Freedom 101 section. Finally, if you want to receive the free eBook I recently wrote about how to organize your Canadian life and portfolio for retirement at any age, simply sign up below.

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"I've completed my million dollar journey...

Want some help with yours?”

Instantly download our free eBook on tips for how to organize your RRSP, TFSA, and other investments, in order to get the most out of your retirement at any age.

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Community is everything.

Million Dollar Journey.com began back in 2006, and boasts nearly 50,000 comments. Benefit from their collective wisdom and read what our community has to say about Canadian finance in 2025.

Final notes for your journey

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We've got a ton of information here , and after helping thousands of Canadians get started over the years, I know the information overload can be a bit intimidating.

Every journey begins with just a small step! If you are unsure where to start, check out these index investing strategies or Canadian dividends guide, two of my most useful money making methods over the years. Or read my net worth updates to see  exactly what I did to reach the million dollar mark.

Be good with your money and thanks for being a part of the MDJ Community. Don't forget to sign up below so that you'll get our "Monday Morning Coffee" email that will fill you in on the writing we have done that week.

- FT and the Million Dollar Journey Crew